As Principal of The Heritage Partnership, James provides goals-based financial planning across protection, investment structuring, retirement strategy and wider wealth management. He works with private individuals, trustees and business owners to simplify complex financial arrangements. James holds a BSc in Economics and Finance and has worked in financial services for over 20 years. He has advised high net worth individuals and businesses since 2005. He is focused on long-term partnerships and ensures plans remain effective as personal and market conditions change. His advisory philosophy is grounded in transparency, integrity and structured planning. James values a work-life balance, prioritising quality time with his wife and young son. Committed to personal well-being, he enjoys cycling, hiking and weight training and incorporates meditation and breathwork into his routine. He draws perspective from travel across Asia and applies this broad outlook to his professional work.